PayPal charges 2.20% + $0.30 per transaction for both credit and debit cards. ... The cost for a $100 donation on a Visa debit card is $1.48. MasterCard's US Merchant UCAF Interchange Rate for a base ecommerce transaction is 1.58% + $0.10 for credit and 1.05% + $0.15 for debit.

Does PayPal charge an exchange fee?

For those in the US buying a product or service from a business, PayPal charges a currency conversion fee. This currency conversion fee is based on the wholesale rate PayPal receives from their bank (close to the interbank rate) with 2.5% added. ... End to end the total fees accumulated are usually about 5% to 6%.

Is PayPal on the interchange?

All credit card processing services, including services provided by Square, PayPal, and any other bank or merchant account provider, are required to pay the Interchange fees charged by card issuing banks and assessments that Visa, MasterCard, and Discover charge.