Payability looks at your sales history to predict your future earnings. Once this amount has been determined, you'll receive 80% immediately. For example, if Payability advances $10,000, 80% of this amount — $8,000 — will be sent to your Payability Available Balance.

Do you have to pay back Payability?

Repayment. You pay back your advance with your future sales. Payability deducts between 12% to 25% of your e-commerce sales to get its money back. In addition, Payability charges a set weekly fee between 0.50% - 1.00% of your advance.

What percentage does Payability take?

Payability charges a simple, fixed flat fee typically between 1% and 2% of your gross sales. For example, if you are an Amazon Seller who qualifies for a custom fee of 2%, and your gross sales are $10,000 in a payment period, you will pay a $200 fee to receive daily, next day payouts.