While Chase offers a range of financial products and services, including mortgages, personal loans, auto loans, and checking and savings accounts, the bank may be best known for its incredible roster of rewards credit cards. Not only does the card issuer have several top cash back credit cards—including the card_name and the Chase Freedom Flex℠—but its premium travel credit cards are some of the most sought-after credit cards on the market today.
The card_name is the company’s cream-of-the-crop card. It offers the most luxury perks, the best travel protections, and the most lucrative rewards rate for many types of consumers. If you want a luxury metal credit card with all the bells and whistles, read on to learn more about the card_name and everything you get as a cardholder.
Chase Sapphire Reserve® Card
Credit score needed
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Regular APR
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Annual fees
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Welcome offer
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Why we like it:
This card's generous benefits and flexible Chase Ultimate Rewards points make it an excellent deal for those who can use them. Users get a Priority Pass Select airport lounge membership (retail value $469), a $300 annual travel credit that applies to travel purchases each year, 50% more value when redeeming their rewards for travel through Chase, a fee credit toward Global Entry or TSA PreCheck membership, and a generous suite of travel insurance benefits.
TIME's Take
The card_name is a winner for frequent travelers. It requires a relatively high annual fee of annual_fees, yet its generous benefits make it an excellent deal for those who can use them. Users get a Priority Pass Select airport lounge membership (retail value $469), a $300 annual travel credit that applies to travel purchases each year, 50% more value when redeeming their rewards for travel through Chase, a fee credit toward Global Entry or TSA PreCheck membership, and a generous suite of travel insurance benefits. This card also earns flexible Chase Ultimate Rewards points that transfer to Chase airline and hotel partners at an impressive 1:1 ratio.
Pros & cons
Pros:
- Rewards can be transferred to airlines and hotels
- Get 50% more value for travel booked with points through Chase
- Generous earning rates for dining and travel
- Comes with luxury perks and travel insurance
Cons:
- annual_fees annual fee
- High APR
- Earns just 1x points on regular purchases
