The Royal Bank of Scotland Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers worldwide. It operates through UK Personal Banking, Ulster Bank RoI, Commercial Banking, Private Banking, RBS International, NatWest Markets, and Central Items & Other segments. The company offers savings and current accounts; reward accounts and cards, as well as credit and business cards; personal, car, home improvement, debt consolidation, holiday, and wedding loans; overdrafts; mortgages; investments; trade finance; payment services; business services; and insurance products. It also provides wealth management, financial planning, investment management, asset and project finance, and offshore banking services; and financing and risk solutions, as well as trading and flow sales services. The Royal Bank of Scotland Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.