Free expense tracker printable to understand where your money is going and to help you stay within your budget and save money.
I find that my daily spending can get out of hand when I don’t use an expense tracker. I don’t always know where I stand, and at the end of the month, I don’t understand how I spent as much as I did.
When you use an expense tracker, you not only track expenses and keep track of your budget, but you are more conscious about what you spend since you are keeping a record.
Monthly Expense Tracker Printable
The following expense trackers track your expenses only. If you want to track both expenses and income, then see our monthly budget template.
There is also an Excel version you can edit. The Excel spreadsheet will calculate all your transactions and show you your total expenditures. This will save you from having to do the calculation.
Once you have listed each expense in the table, mark it as either “need” or “want”.
If an expense has been marked as “want”, then you can make three choices:
- Keep that expense (assuming you can afford it).
- Eliminate that expense.
- Find a cheaper or free alternative (for example, you might stop eating out and eat at home or stop ordering lattes and drink coffee at home or work instead).
Once you have gone through each expense and decided what you will eliminate or reduce, adjust the subtotal, and work out your total expenses.
Compare your expenses to your income and see if you need to be more ruthless in determining which expenses to eliminate or reduce.
Don’t forget to include savings in your expenses. See the section on “How much should you save?”
Bill Tracker Template
Yearly Bill Tracker
This is a yearly bill payment calendar that you can print blank or with any border.
A bill tracker paper planner is often more useful than a spreadsheet. You can keep it in your bag and take it out each time you spend money. When you use a spreadsheet that isn’t accessible, you might find yourself forgetting to update it each time you spend.
Bill Pay Checklist
This bill payment tracker is similar to the one above, but it has fewer fields (bill description, amount, and due date). It also has a checkbox for each month to mark when the bill is paid.
The advantage of a bill tracker printable such as this one is that it can be stored somewhere accessible. You can then mark off each bill as it is paid to ensure that it is constantly up to date. An Excel track Excel format is more convenient to calculate the totals, but you are less likely to update it in real-time.
Monthly Bill Tracker
This monthly bill tracker template will keep a list of your monthly bills, how much each bill is, and whether or not it was paid. One thing I love about a monthly bills checklist is marking a bill when it’s paid. The satisfaction is similar to marking something off your to-do list.
Bill Calendar Template
Yearly Bill Calendar
Monthly Bill Calendar
This is a monthly calendar with one page per month. This is useful if you want to mark payments and expenses on a calendar and then move them to a free printable monthly bill payment log when you have more time. This ensures that you don’t forget to track expenses and bills when you don’t have time to log them into an organized spreadsheet.
2023 – Word – Typeable PDF
Expense Tracker Excel
This is a personal expense tracker Excel template. Use it to track your monthly expenses. If you want to track both expenses and income with an Excel spreadsheet, then see our monthly budget template.
Excel Version | PDF | Monthly Budget Spreadsheet with Savings Goal
Monthly expense Excel template.
Expense Tracker Printable
Select a free printable expense tracker template from the selection below. Each template is customizable and editable. These templates are perfect if you are trying to stick to a specific design theme since there are 101 different borders available and you can control the color of the expense tables.
Daily Spending Tracker
This printable expense sheet is totally customizable. You can choose the expenses tracker and you can also select any border (there are hundreds available). You can also change the color of the tables and you can edit the text.
