Opay Ussd Code and Transfer Code

Opay Ussd Code and Transfer Code

Opay USSD Code or transfer code is *955#. This code is used for easy banking, including cash transfers, and airtime purchases. Alternatively, you can use the Opay mobile app to perform your various bank transactions.

Now one of the top digital banking apps in Nigeria, Opay is used by many Nigerians for their everyday transactions. It is fast for transfers, and cashback, and it’s commonly used by POS agents. Opay made it super easy for customers to transfer money, buy airtime and data, pay bills, and do all banking transactions with ease using the Opay USSD code. Here is a breakdown of how you can use the Opay USSD code for your basic transactions.

What Is Opay USSD Code?

Opay USSD code is *955#. It is a unique short code that is designed for customers to perform banking transactions, including money transfers, airtime, data purchase, making withdrawals, account creation, funding other accounts, account creation, and so on.

The Chinese-backed fintech startup launched its own USSD code in 2019 to ease its customers’ daily transaction stress. It also means that as its customer, you can enjoy the services of OPay regardless of whether you have internet or not. This code also works on all phone types but to effectively use it, there are rules and guidelines customers must follow. They include:

  • You must have an active Opay account
  • Ensure you dial the code on the phone number, SIM, or line connected to your Opay account.
  • Have an Airtel, MTN, Glo and 9mobile sim card as Opay USSD code only works on these mobile networks.

Note: You can not change your Opay personal account number from the app, you can only do this using the Opay merchant app which you can download the app from Google Play Store.

How to Create an Opay Account

If you don’t have an Opay account and wish to create, sign up, register, and open a new Opay account for yourself, here’s how you can go about it using the Opay USSD code;

  • Dial *955# on your phone
  • Select the option to create an account
  • Enter your first and last name
  • Proceed to Setup 6 digits login pin
  • Verify your account by entering the OTP sent to your phone.
  • Congratulations as you now have an OPay account
Marcus Vance
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Marcus Vance

Marcus Vance is a cybersecurity auditor and technology writer dedicated to educating the public about online safety, data privacy regulations, enterprise security, and emerging cyber threats.