If you are a merchant or business that uses PayPal to accept payments from your customers and clients, then PayPal takes 2.9 percent of the payment plus 30 cents per transaction before putting the money in your account. This fee is only on the business side of the transaction; the customer isn't charged anything.

What fees does PayPal charge?

The standard fees for online purchases made within the U.S. are 2.9% + $0.30 per transaction. However, if the sale occurs in your store's physical location, and someone pays through PayPal, the fees are 2.7% + $0.30 per transaction.

Does PayPal charge a fee to use?

How are PayPal Fees Calculated? The way that PayPal makes money is by charging a 3.49% fee from the total amount of each payment that is received from the U.S. In addition, there is also a $0.49 flat fee on each transaction.