When you start feeling pain depends on the size of the black hole. ... If you're falling into a stellar black hole, you'll start feeling uncomfortable within 6,000 kilometers (3,728 miles) of the center, long before you cross the horizon [source: Bunn]. Either way, spaghettification leads to a painful conclusion.
Would a black hole kill you?
Time freezes at the event horizon and gravity becomes infinite at the singularity. The good news about massive black holes is that you could survive falling into one. Although their gravity is stronger, the stretching force is weaker than it would be with a small black hole and it would not kill you.
What would it feel like to fall into a black hole?
If you were falling toward a black hole, most of the time you would simply feel weightless, just as if you were playing Bowie songs and floating in a most peculiar way in the International Space Station. The gravity of a black hole is just like the gravity of any other large mass, as long as you don't get too close.