Good news: Credit scores aren't impacted by checking your own credit reports or credit scores. In fact, regularly checking your credit reports and credit scores is an important way to ensure your personal and account information is correct, and may help detect signs of potential identity theft.

Does your credit score go down when you view it?

Anytime your credit is checked, an inquiry is noted on your credit report. ... Checking your own credit score is considered a soft inquiry and won't affect your credit. There are other types of soft inquiries that also don't affect your credit score, and several types of hard inquiries that might.

How can I check my credit score without it lowering?