Snap-on tools are sold only by dealers and not in retail stores. Snap-on has always maintained the philosophy that the customer's time was too valuable to spend going shopping for tools. Snap-on franchisees visit their customers in their place of work, once weekly, in a van loaded with items for purchase.

How does snap-on finance payments work?

Here are the basics:

Choose your loan term or opt to Pay in 4. Repay weekly, fortnightly or monthly. Clear your loan in 4 months and pay no interest or spread the cost over a longer period and reduce your payment amount.

Can snap-on repo my tools?

Assuming they have a valid security interest in the tools (I suspect they do) yes, they can repo the tools if you don't pay for them. Your personal liability was discharged but their security interest remains.