An underwriter can take between 15 mins and 4 weeks to make a decision but this is dependent on what type of credit you are after and the type of borrower you are. If you are a bad credit borrower then you can expect your mortgage application to take much longer.

How long do Skipton take to approve a mortgage?

How long does a Skipton mortgage application take? Skipton has an average application processing time of 14 days. This is slightly below the current average for lenders we have tested, which is 16 days.

How long does it take to get a decision from an underwriter?

Under normal circumstances, initial underwriting approval happens within 72 hours of submitting your full loan file. In extreme scenarios, this process could take as long as a month. However, it's unlikely to take so long unless you have an exceptionally complicated loan file.