iOS 14 is now available to all users with compatible devices, so you should see it in the Software Update section of the Settings app on your device.

What time is iOS 14 going live?

iOS 14 was announced on 22 June at WWDC and became available to download on Wednesday 16 September. Subsequent updates introducing new features (and fixing problems and bugs) have followed.

Is iOS 14 currently available?

iOS 14 is the fourteenth and current major release of the iOS mobile operating system developed by Apple Inc. for their iPhone and iPod Touch lines.
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iOS 14.