Domestic wire transfer: Due to EFAA regulations, most bank-to-bank wire transfers between accounts in the U.S. are completed within 24 hours. Some banks make wired funds available to recipients immediately, especially on transfers between accounts at the same institution.

How long does it take for a wire transfer to show up?

It usually takes around 24 hours for money you receive from a wire transfer to show up in your bank account. However, factors such as the bank's policies and the time when the sender initiates the transfer can affect the deposit time.

What time of day do wire transfers post?

8:00 p.m. ET for next-business-day or 3-business-day transfer. Funds will be received by the recipient's bank either the next business day or within 3 business days. 5:00 p.m. ET for same-business-day (wire) transfer. Funds will be received by the recipient's bank on the same business day.