Parent PLUS loans are eligible for many of the same student loan forgiveness programs as federal student loans, including Borrower Defense to Repayment, a Total and Permanent Disability (TPD) discharge, and Public Service Loan Forgiveness.

Are Parent PLUS loans eligible for forgiveness?

Public Service Loan Forgiveness is available to all federal student loan borrowers, including parent PLUS loan holders, who make 120 qualifying payments while working full time in a government position, or for an eligible nonprofit employers.

What will happen with parent PLUS loans?

Your parent's PLUS loan will be discharged if your parent dies or if you (the student on whose behalf your parent obtained the loan) die.