The Belted Kingfisher always lives near water: streams, rivers, and lakes are where you're likely to find nest sites. They begin building their nest by taking turns digging a tunnel into an earthen bank near their fishing territory.
Where do kingfishers build their nests?
Like other members of their order, they nest in cavities, usually tunnels dug into the natural or artificial banks in the ground. Some kingfishers nest in arboreal termite nests.
Where do belted kingfishers live?
Streams, lakes, bays, coasts; nests in banks. During winter and migration, may be found in almost any waterside habitat, including the edges of small streams and ponds, large rivers and lakes, marshes, estuaries, and rocky coastlines; seems to require only clear water for fishing.