At partner stores, you can choose Affirm as a payment method during checkout and seamlessly apply for a loan to pay for your items right then. You can choose to spread your payments out, typically over 3, 6, or 12 months (or more), to pay for your purchase with manageable payments that work with your budget.
What can Affirm be used for?
Key Takeaways
- Affirm is one of the leading companies offering buy now, pay later (point of sale installment loans) to consumers.
- Affirm's mission is to help consumers afford the things they want to buy without creating unmanageable debt.
- Unlike other BNPL companies, Affirm allows you to choose your payment option.
Is using Affirm a good idea?
Affirm is not a good idea if you:
Struggle to keep track of expenses. Installment loans work best for borrowers who are certain they can make the monthly payments. If you have a hard time tracking where your money goes, you may want to avoid taking on installment debt. Want to use a POS loan to build credit.
