Yes, P-platers need car insurance. Or more specifically, the car the P-plater driving needs to be insured. If you want to be covered for any damage, the insurance needs to include cover for under-25 year olds.

Can a provisional driver drive without insurance?

Do I need car insurance to drive on a provisional licence? The short answer is yes. Before you get behind the wheel, you'll need to have valid insurance in place. Having said that, getting provisional insurance will depend on how you're learning to drive.

Do P platers pay more insurance?

Car insurance generally costs more on average for P-platers than it does for other drivers. According to Suncorp, this is because P-platers are generally less experienced and younger than other drivers, and are typically seen as a bigger risk to insurers.