HDB Flats. Married couples are not allowed to decouple their HDB flat. Decoupling for a HDB flat is only allowed for buy over from an ex-spouse or for the transfer of the flat between family members..

Can HDB flat be decoupled?

HDB decoupling occurs when one spouse transfers full ownership of a flat to the other. This can happen for a range of reasons, chief among them being divorce. ... They would transfer full ownership of the flat to their spouse (by declaring it a gift), and as such would no longer be property owners.

Is decoupling legal in Singapore?

Decoupling under a joint tenancy is typically more complicated as it usually involves a divorce. To decouple, you'll need to go through a legal severance, in which you must approach a lawyer and sign an Instrument of Declaration and then lodge it to the Singapore Land Authority (SLA).