So, collection agencies can hurt their business by granting you pay for delete. As a result, pay for delete is really iffy, even if a collector says they'll do it. They may remove the collection account from your report right after the settlement. However, then it can reappear later.

Will credit collection services pay for delete?

If you are able to get a pay-for-delete from a collection agency, it may help your credit. But the delinquent account with the original creditor will still remain on your credit report. A collection account paid in full reflects better on your credit report.

Will the bureaus pay for delete?

Pay for delete is when debt collectors remove collections accounts from your report in exchange for payment. If debt collectors report information to credit reporting agencies, they must provide accurate and complete information, so pay for delete can be a gray area. ...