Arvato can't send bailiffs to your property, but they can send debt collectors. ... Whilst Arvato can't send bailiffs, a court could do so if Arvato have successfully sought out a County Court Judgment (CCJ) against you.

Is Arvato a debt collector?

Arvato are a debt collection agency, so if you are receiving calls, texts or letters from Arvato, it's because they believe you owe money.

Do I have to pay Arvato?

Arvato Financial Solutions will not stop chasing you for the money unless the debt is statute-barred and you inform them of this. They might not even give up if they fail to provide proof you owe the debt, but in this situation, you are not obligated to pay anything.