Popular phone carriers that use SmartPay leasing include:
Net10.Total Wireless.Boost Mobile.Simple Mobile.Straight Talk.Page Plus.
Where is SmartPay available?
SmartPay is available in all states except MN, NJ, WI, and WY. SmartPay is also not available in PR and the USVI.
How do I use smart pay on my phone?
Leasing With SmartPay
Find a SmartPay retailer near you or online and choose your new phone and accessories. Make your first payment with a valid credit or debit card and start using your new phone. Once you complete all of your scheduled payments, you own your items!
How many phones can you have on SmartPay?
Can I get more than one phone under the same SmartPay Lease payment plan? Yes, as long as it is within your approval amount.
Can I upgrade my phone with SmartPay?
With low flexible lease payments and the ability to upgrade your phone at any time,* you can make sure you always have the phone you want with SmartPay – no credit required. Complete a quick, simple, no-obligation application.
How do you qualify for SmartPay?
To apply for SmartPay, you must:
Be at least 18 years old.Have a monthly income of $1000 (before taxes and deductions)Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)Have a credit card or debit card associated with a standard US checking account.
Does Walmart have SmartPay?
Walmart Pay lets you speed up the checkout process when you shop at Walmart stores. Use it to securely store your debit, credit, & Walmart gift card information.
How do I pay my SmartPay?
Follow these steps:
Click on the link in the email or text (SMS) message.Choose a location to make the payment. You can either use the payment slip that is generated on your mobile device, or print it out.Take your payment slip to the store with the required amount of cash, in addition to the $3.99 fee.
Does SmartPay go on your credit?
Yes. We use alternative credit reporting agencies to verify your personal and financial information. As with any credit application, it’s important to be as accurate as possible when completing the SmartPay application. This type of verification may appear as an inquiry on your credit report.
Can you pay off SmartPay early?
To pay off your lease early, log into your SmartPay account.
An early termination fee may be applied. You cannot own leased items in NJ, MN, WI, and WY. Instead, you can cancel your lease at the end of the term, or you can renew your lease at a lower cost.
Does SmartPay have an app?
The SmartPay Rewards app is a convenient way to save 10¢ per gallon on gas, every day or pay for in store purchases. To make your visits even more rewarding, every time you use the app you will earn progress towards earning free drinks and food. It’s free and easy to get started.
What happens if you miss a SmartPay payment?
When a scheduled payment fails, our system will make further attempts to collect the payment, either in full or partial amounts until your lease payments
How do I add a card to SmartPay?
Depending on your specific card program, you may pick up a new card at a participating location and call Customer Service at 877-403-2222 to have the replacement card added to your account.
What is Straight Talk SmartPay?
SmartPay is an independent company that is leasing you the phone. Straight Talk is not a party to any transaction you make with SmartPay. 1 month = 30 days. See Terms for full details.
Can I finance a phone without a plan?
Cellphone company smartphone financing
If you have no plans to change cellphone companies in the near term, then financing a new phone this way could make sense. With Verizon, for example, you can take 24 months to pay off your device in installments. The catch, of course, is that you’re locked into a new contract.
How do I return a SmartPay phone?
You may return your device as long as it is within the retailer’s return window. Please contact the retailer for instructions on returning the device. If it is after the retailer’s return window, you can return it to SmartPay by contacting the SmartPay+ Customer Support Team at (844) 663-1309 to request a return label.
Can you have two SmartPay accounts?
SmartPay Support
You can lease more than one device with a Total Wireless service plan (if approved).
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