SmartPay () is a lease-to-own payment plan that lets customers shop for devices, accessories and more. After beginning a lease, customers make fixed, scheduled payments over a 15 or 24 month term to make it more affordable than paying full price upfront.
Does SmartPay affect your credit?
Yes. We use alternative credit reporting agencies to verify your personal and financial information. As with any credit application, it’s important to be as accurate as possible when completing the SmartPay application. This type of verification may appear as an inquiry on your credit report.
How do you qualify for SmartPay?
To apply for SmartPay, you must:
Be at least 18 years old.Have a monthly income of $1000 (before taxes and deductions)Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)Have a credit card or debit card associated with a standard US checking account.
Does SmartPay lease check your credit?
Do you perform a credit check? We only perform a credit check if you explicitly ask us to do so. By checking your credit score, we may be able to offer you better lease terms, such as lower monthly payments or a longer pay-off period.
What happens if you dont pay SmartPay?
When a scheduled payment fails, our system will make further attempts to collect the payment, either in full or partial amounts until your lease payments Can I use a credit card to make my monthly payments for SmartPay? Yes, you can use a credit card to make your payments.
What companies use SmartPay?
Popular phone carriers that use SmartPay leasing include:
Net10.Total Wireless.Boost Mobile.Simple Mobile.Straight Talk.Page Plus.
How do I cancel my SmartPay lease?
SmartPay customers may end the Lease-to-Own agreement at any time. But they must return the phone to SmartPay. Please refer to customer agreement materials. Customers can also call SmartPay at 800 374 5587 or email .
Is SmartPay like AfterPay?
An alternative to AfterPay to shop at Zulily is Smart-Pay. You can see this option at the checkout page when making your final decision to buy the product. Smart-Pay gets you the benefit of multiple interest-free installments, so you can shop now and pay later.
How do I cancel SmartPay?
You may cancel your subscription by texting STOP to 57936. Service will continue until customer cancels. Carriers are not responsible for delayed or undelivered messages.
Does Walmart have SmartPay?
Walmart Pay lets you speed up the checkout process when you shop at Walmart stores. Use it to securely store your debit, credit, & Walmart gift card information.
What is Zulily SmartPay?
Smart-pay is a payment method whereby you agree to pay for a Zulily product using multiple payments instead of paying with a single payment.
What credit score do you need for SmartPay?
SmartPay is a no-credit-required lease-to-own product. “No credit required” means that, although no minimum FICO score or established credit history is necessary to apply, SmartPay may check past payment history based on the information you provide in the application.
Can you pay off SmartPay early?
Yes. With our 90 day BuyOut Option, you can own your items early for the cost of the leased items plus a Buyout fee of as little as 3.5%. * And after 90 days, Early Payoff still saves you on total fees.
