If approved, your card will be mailed to you within 7-10 business days. If your application gets denied, you still have options. Although the First Premier credit cards are designed for individuals with bad credit, approval isn’t guaranteed.
Is First Premier Bank a credit card or a debit card?
We can issue your First PREMIER Bank Debit Mastercard® instantly at most branches. Your debit card gives you access to 33,000+ surcharge-free Moneypass® ATMs.
What is the credit limit on First Premier card?
Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.
Is First Premier a real bank?
The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks. Here’s what you need to know if you’re considering the First Premier credit card.
Can you withdraw money from First Premier credit card?
To get a First Premier Bank credit card cash advance, use the credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact First Premier Bank’s customer service at (800) 987-5521 to request one.
Is First Premier Bank a local bank?
First PREMIER Bank is a full-service community bank based in Sioux Falls, South Dakota. The state is home to all of its 17 branches. The bank offers checking accounts, savings accounts, credit cards, IRAs, certificates of deposit (CDs) and more.
How do I pay my First Premier program fee?
Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee. If you receive a mail offer, you can respond to it from the First Premier website.
Does First Premier Bank do a hard pull?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points.
Does First Premier credit card have an annual fee?
Program fee of: $95. First year annual fee: $75.
How many First Premier Bank cards can you have?
Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.
Does First Premier Bank report to all 3 credit bureaus?
On the plus side, First Premier reports your activity to the major credit bureaus TransUnion, Experian and Equifax. I wouldn’t suggest applying for any of the cards First Premier has to offer. If you have bad credit or no credit score at all, there are plenty of other, more favorable credit cards you could try getting.
How does the First Premier credit card works?
When you submit your card application, First Premier assigns your credit limit based on creditworthiness, and the limit you’re approved for will determine your card’s fee schedule. When you open your account, both the one-time program fee and first-year annual fee are automatically deducted from your credit limit.
What is a premier bank card?
The PREMIER Bankcard Mastercard is an unsecured card for people who want to establish or rebuild credit. However, the trade-off for not putting down a security deposit is sky-high fees.
