The CEA Homeowners Choice policy offers the option of choosing separate coverage for dwellings and personal property, with different deductibles. … This means that CEA waives the personal property deductible if covered damage to your house exceeds the dwelling deductible.

What does CEA policy cover?

CEA earthquake policies cover houses, mobilehomes, condo-units, and rental homes. Buy separate earthquake insurance coverage in California through your home insurance provider. Our residential earthquake insurance policies offer coverage for: Repairs to your home/mobilehome/condo-units.

What is CEA earthquake insurance?

Automotive. The California Earthquake Authority (CEA) is one of the world’s largest providers of residential earthquake insurance. A publicly managed not-for-profit, it partners with insurers to help Californians manage their earthquake-related risks and losses.