ACA-compliant refers to a major medical health insurance policy that conforms to the regulations set forth in the Affordable Care Act (Obamacare). ACA-compliant individual and small-group policies must include coverage for the ten essential health benefits with no annual or lifetime coverage maximums.

What does it mean to be ACA-compliant?

What is the Affordable Care Act (ACA)-compliant, employer-sponsored group health plan? It just means an individual or small-group policy that adheres to the ACA’s regulations. ACA-compliant policies must include coverage for ten essential health benefits with no annual or lifetime coverage maximums.

Who must comply with ACA?

Beginning in 2016, employers with 50 or more full-time workers or equivalents must offer coverage to at least 95 percent of full-time employees. Businesses with fewer than 50 workers are exempt from the employer mandate, but if they chose to offer health coverage it must meet certain ACA specifications.