What causes bricks to peel? Most spalling is caused by moisture from rain, melting snow, or damp soil penetrating the surface of your bricks. The moisture gets trapped inside, then as a result of dropping temperatures, the water freezes and expands. When the temperature does go back up, the water thaws and contracts.

Is spalling brick covered by insurance?

Most folks’ insurance policies cover such occurrences, and a chimney professional must try to help homeowners to make the insurance process go as smoothly as possible. … they do not cover problems such as a clogged flue or spalling brick, which is almost always the result of poor maintenance of the chimney.

Can spalling bricks be repaired?

Spalling brick can be repaired if it hasn’t gotten so bad that there is very little brick left to repair. If you are missing most of the brick then it may be time to do a brick replacement like in the video below. … Once you have removed the cause of the spalling you can get down to repairing the damaged brick.