Developed by the National Council on Compensation Insurance (NCCI), an industry-funded group, the codes represent small businesses and professions whose employees could be exposed to work-related injuries or illnesses.

What is a class code in insurance?

Class codes, also called classification codes or workers’ comp classification codes, are three- or four-digit codes that insurance companies use to estimate rates. Codes are based on the risks associated with each type of work an employee performs.

What is a WC Class Code?

Workers’ compensation class codes identify categories of work to help insurance companies better understand their customers. These codes allow companies to categorize areas of work based on an estimated amount of risk. This allows insurance companies to accurately determine workers’ compensation coverage costs.