HOA Liens. A lien is a legal claim or hold on a piece of property. Among the types of liens out there, a HOA lien is a judgment lien that results from a court-ordered money judgment. In essence, a HOA will go to court over a homeowner member’s delinquent dues and attempt to convince the court to issue a judgment.

How do you fight a HOA lien?

Removal of Association’s Lien To remove a lien on a property, homeowners must first satisfy the debt owed to the homeowners association. To pay off an HOA lien, the homeowner must make payment to the association in the amount of the delinquent assessments, plus interest and any applicable fees.

Are HOA liens superior to mortgages?

HOA Super Liens, Though, Are Senior to First Mortgages So, they’re senior to even a first mortgage. Any amounts owed beyond the super lien are then junior to the first mortgage. If an HOA forecloses a super lien, it can potentially eliminate the first mortgage and any other junior mortgages on the property.