How singular is life, and how full of changes! How small a thing will ruin or save one!" In this quote, the narrator speaks rhetorically and directly to the reader, opining on the fickleness of life.

How would it have been if she had not lost The Necklace who knows how singular is life and how full of changes how small a thing will ruin or save one?

Answer: The course of the Loisel's life changed due to the necklace. After replacing the lost necklace with a new one, they had to repay all the money that they had borrowed to buy the new necklace. They sent away the maid and changed their lodgings.

What is the moral lesson of the story The Necklace by Guy de Maupassant?

Moral lesson - "Beauty is only skin-deep." This proverbial expression is the story's main lesson, meaning that a pleasing appearance is no guide to character. Greed versus Generosity - Mathilde is filled with discontent, greed and appearances, while her husband is content and generous in his station in life.