But if you want to keep trying, then you can negotiate a settlement or negotiate a pay-for-delete agreement. A pay-for-delete deal works just like it sounds. You pay Hunter Warfield, Inc the money, but in exchange, they agree to delete the negative item on your credit report.

Is pay-for-delete possible?

A pay-for-delete offer can work, but don't expect the original creditor to cooperate. ... They can damage your credit score, but it is possible to get them removed and reverse some of the negative effects with a pay-for-delete arrangement.

Can Hunter Warfield sue you?

Can Hunter Warfield Sue Me or Garnish My Wages? It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely HWI would sue you for a debt you may not owe or they cannot validate.