Indigo Michael Limited are an online based company who offer a revolving line of credit, tracking customers daily balance and depositing money when their balance drops below a pre-agree level, to avoid customers falling into unauthorised overdrafts and incurring charges.

Why is Indigo Michael on my credit report?

If your account has been passed to Indigo Michael, it's probably because you owe money. Usually, your debt would have been owed to a different creditor (which is why you may not recognise their name). They are debt collection agency for other companies and chases customers for payment.

Is Indigo Michael Ltd Safe?

In general, SafetyNet, the company that Indigo Michael Ltd own, seems to have quite a positive rating. On Trustpilot, there are many five-star reviews of the service. Again, this goes to show that they're a real business that has a positive reputation.