What's a Judgement Lien?

What's a Judgement Lien?

Judgment Lien – an involuntary lien issued by a court after a judgment is entered against the property owner. It becomes a lien against all property owned by the judgment debtor in that county.

What happens if you have a judgment against you?

A judgment is a court order that is the decision in a lawsuit. If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt. All debt collectors must follow the Fair Debt Collection Practices Act (FDCPA).

What is the difference between a Judgement and a Judgement lien?

The easy definition is that a judgment is an official decision rendered by the court with regard to a civil matter. A judgment lien, sometimes referred to as an “abstract of judgment,” is an involuntary lien that is filed to give constructive notice and is to attach to the Judgment Debtor's property and/or assets.

Sarah Jenkins
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Sarah Jenkins

Sarah Jenkins is a veteran tech journalist with over 12 years of experience covering artificial intelligence, mobile innovations, and digital ethics. Her insights have appeared in leading technology publications worldwide.