To both questions, the Insurance Commissioner answered “yes”: “Medicare will pay for Medicare-covered services to enrollees who opt out of PIP medical benefits, are injured in an automobile accident, and have no other available coverage.”

Does Medicare cover auto accident medical bills?

If you receive health insurance benefits through Medicare, you can use your Medicare coverage to pay for your medical bills following a car accident. ... This is because Medicare must be reimbursed for the money it spends on your medical treatment for an injury resulting from an accident.

Does Medicare Advantage cover auto accident injuries?

When you enroll in a Medicare Advantage plan, you still get all of the hospital and medical benefits provided by Medicare Part A and Part B. Therefore, your auto accident injuries will be covered by Medicare Advantage if they are covered by Original Medicare.