A rejection does not negatively impact your credit score. Attempting too many purchases in a short amount of time may result in being rejected (fraud prevention) The approval decision is not based solely on credit score, but rather multiple internal data points such as past payment history.

Why am I not accepted for Klarna?

You might experience that not all or no Klarna payment options are available to you when making another purchase with Klarna. Different factors, such as missed or delayed payments or reported financial hardship can lead to being blocked from further using Klarna.

How hard is it to get approved for Klarna?

You may find Klarna easier to qualify for than a credit card. The company considers your credit score in addition to other factors, but there's no minimum score required. Have a credit card but don't have a high credit limit.