Filing a dispute has no impact on your score, however, if information on your credit report changes after your dispute is processed, your credit scores could change. ... Some information on your credit report has no impact on credit scores, such as identification and address information.

Will my credit score go up after a dispute?

No. The act of disputing items on your credit report does not hurt your score. However, the outcome of the dispute could cause your score to adjust. If the “negative” item is verified to be correct, for example, your score might take a dip.

Can you get in trouble for disputing credit?

Can I get in trouble?” Answer: First things first, the Fair Credit Reporting Act gives each of us the right to challenge information on our credit reports with which we don't agree. There's nothing in that law that prohibits consumers from disputing information on their credit reports for any reason.