There are no overdraft fees because we will not allow you to overdraw your card. There are no minimum balance fees. ... Please log into your Wisely^® account and refer to the Wisely^® Pay list of all fees for applicable usage fees.

What bank is ADP wisely?

The Wisely® Direct card is issued from Fifth Third Bank, N.A. Member FDIC, pursuant to a license by Mastercard International. The Wisely® Direct card can be used everywhere Debit Mastercard is accepted.

How does the current overdraft protection work?

The way it works is simple

Once you sign up for a Current Premium Account and receive paychecks via direct deposit of at least $500 per month, we'll notify you when you're eligible for Overdrive™. You will then need to opt-in to Overdrive™.