USPAP does not require the appraiser to inspect the subject property. ... An individual lender may require the appraiser to take the subject and comparable photographs him- or herself. If the appraiser agrees to this condition, then the appraiser has no choice but to do so.

Do appraisers take pictures of comps?

Most lenders required the appraiser to take photos of the comparable sales. This is not an USPAP requirement. However, it is a requirement of most lenders. There is good reason for this requirement.

Does Fannie Mae require original Comp photos?

Acceptable photographs include original images from photographs or electronic images, copies of photographs from a multiple listing service, or copies from the appraiser's files. Photographs of comparable rentals utilized in the Small Income Residential Appraisal Report (Form 1025) are not required.