The only way to have it changed is to have the courts issue an amendment to the original QDRO, although it would still be up to the administrator of the retirement plan to review the new plans and approve them. ... Otherwise, you will need to renegotiate with your ex-spouse in order to get the QDRO amended.
Does a QDRO expire?
Does a QDRO Expire? Certain QDROs may expire such as an indemnification QDRO depending on the agreement terms. Typically, there is no deadline to complete the QDRO process. Still, it is best practice to complete the QDRO as soon as possible to avoid any further complications.
How long is a QDRO good for?
Under ERISA, this segregation, or hold period, is a maximum of 18 months, beginning with the date on which the first payment would be required to be made under the DRO. After that 18-month period of time, if no QDRO determination has been made, the plan must release any segregated amounts to the participant.