What is a rapid rescoring? A rapid rescore is a service offered by some lenders, including banks and credit unions, to request a fresh and current version of your credit report in a matter of days. This is considerably quicker than the monthly timeline in which your credit is commonly updated.

How do I get a rapid rescore?

A rapid rescore is a method by which you can raise your credit score quickly by submitting proof of positive account changes to the three major credit bureaus. The process can lift your score by 100 points or more within days when erroneous or negative information is cleared from your credit profile.

How much does it cost to do a rapid rescore?

How much does a rapid rescore cost? A rapid rescore can cost between $25 and $50 for each account on each credit report, but luckily, your lender pays for the service. It has to be done with each credit bureau. So, even if there's just one item to update, that can add up between $75 and $150.