For potential homeowners, having an eviction on your record can hurt your credit while trying to get pre-approved for a mortgage. ... An experienced real estate agent can help you evaluate your chances of being able to buy with negative information on your credit.

Does an eviction hurt you when buying a house?

Another thing that a mortgage lender will want to look at is your history with eviction. ... If your credit and income are already not that good, an eviction will most likely be a deal-breaker. Being evicted years ago might not be enough to keep you out of a mortgage, but if it was recent it probably will be.

Do mortgage lenders check rental history?

Do Mortgage Lenders Look at Rental History? Yes, lenders typically use verification of rent to gauge the reliability of applicants. In most cases, your landlord or property manager will fill out a "verification of rent" form supplied by the mortgage company.