Do I need a tail for my occurrence policy? No. The occurrence policy already guarantees coverage for what happened while you were insured. Since you are already covered, tail coverage is not necessary.

Does occurrence policy require tail coverage?

It extends the amount of time a claim can be brought against you and reported. Because it doesn't matter when a claim gets filed with occurrence insurance, as long as the loss occurred during your policy period, tail coverage isn't necessary.

Does occurrence malpractice require a tail?

In general, this type of policy does not require tail coverage, although this type of insurance is usually significantly more expensive and less frequently offered by employers. It is also important to understand the finer details of your medical malpractice coverage.