A postdated check is one that is written with a future date indicated on it. This is usually done to account for an anticipated delay in deposit. ... It is also common to postdate a check if there are insufficient funds in the checking account at the time the check is written.

Is it good to postdate checks?

Post-dated checks are perfectly legal. ... Post-dated checks are a risky form of do-it-yourself credit. The main reason the law lets banks cash post-dated checks is that it's too hard to look at checks for their date. Processing 45,000,000 checks a day is tough enough, without looking at dates.

Is predating a check illegal?

1 attorney answer

It doesn't matter to the bank what date you put on a check, they'll honor it (or not) when they get it for posting.