How Does Getting a Credit Limit Increase Affect Your Credit Score? As long as you don't increase your spending by too much and keep making payments on time, your credit score shouldn't be negatively affected by a credit limit increase.

Is it good to accept a credit line increase?

Your score has just dropped to 735, which is quite respectable, but not high enough to score the interest rate you want. If you receive a notification that you "may" be eligible for a credit limit increase, give the credit card company a call to learn what it plans to base its decision on.

What is a good credit limit for a 25 year old?

Theo Frank, WalletHub Credit Card Analyst

The average credit card limit for a 25-year-old is around $3,000. To get to that number, it's important to know that the average credit score in that age bracket is 650, which is fair credit.