UTR numbers are generated in India when money is transferred between two banks. You can use two key methods to transfer funds between accounts held in various banks in India. The first is the National Electronic Fund Transfer normally known as NEFT. The other is the Real Time Gross Settlement known as the RTGS.

How long does it take to generate UTR number?

Generally HMRC will issue your UTR within 3-4 weeks, it can be quicker but sometime it takes a little longer. It's all dependant on how business HMRC are, they do say that it can take up to 8 weeks. If your UTR number doesn't arrive within time frame you will need to call HMRC on 0300 200 3310.

How do I get a UTR number?

The quickest way to get a transaction's UTR number is from your NRI savings account statement. You can view or download this statement from your bank's mobile app or through internet banking. It is the 16 or 22 character number next to the transaction date.