The Interest Saving Balance includes your equal monthly payment amount due and any non-promotional balances you have. You can learn more about your Interest Saving Balance at Chase.

How does Chase interest savings balance work?

Each monthly billing statement shows the “New Balance” on your account. This is your statement balance. If you pay your statement balance in full each month by the payment due date, you'll receive an Interest Free Period on purchases.

What is the difference between interest saving balance and statement balance?

The difference between a current balance and statement balance is that the current balance is the total amount you owe on the credit card as of today, while the statement balance reflects only the charges and payments made during the most recent billing cycle.