How do insurers handle car insurance for learner's permit drivers? Even with fewer driving privileges, learner's permit drivers must be insured. They're just as vulnerable to accidents and need the financial security insurance provides. In most cases, learner's permit drivers are teens living with their parents.

Do you need car insurance to drive with provisional?

Do I need car insurance if I have a provisional licence? You'll always need to be insured to drive, even if you only have a provisional driving licence and you're taking lessons. ... In your parents' car: If you're learning to drive in a relative's car, they can add you as a named driver to their existing policy.

Is learner driver insurance compulsory?

Learner drivers car insurance is compulsory for any learner driver who has private driving lessons (lessons provided by someone other than a professional driving school or driving instructor). ... It may be that the owner of the car already has adequate insurance cover to allow these lessons to take place.