Acreage: One of the great things about USDA they do allow you to buy a home with more acreage than a conventional or FHA loan. Generally they like to keep it at 10 acres or less. There is no maximum acreage limit. However, the land cannot exceed more than 30% of the total appraised value.

Is there an acreage limit on conventional loans?

Loans for properties with non-standard features (such as more than 10 acres of land, properties with agricultural income, or properties that are difficult to appraise)

Does USDA have a lot size requirement?

Updated USDA 3555 guidelines are now more simplified when it comes to USDA acreage limits. Under the current site size guideline requirements it now states: “The site size must be typical for the area.” Thus, there is technically no maximum USDA acreage limit.