Skipton mortgage products may be 'portable'. This means you can transfer your product to the mortgage on your new home. You will not be charged an ERC for that product, as long as you complete your new mortgage and repay your old one at the same time.

Is it hard to get a mortgage with Skipton?

About Skipton

As is the case with many lenders, Skipton has affordability and credit checks in place, so if you're unable to pass these then you may struggle to get approved for a mortgage with them.

How long do Skipton take to release mortgage funds?

Once we have the funds to redeem the account fully we will release our charge from the property: the e-DS1 (or other form of discharge) is completed within ten working days of us receiving the funds.